Regardless of how you travel, emergencies do happen. Whether it’s covering the costs of a medical evacuation to your hospital of choice, medical expenses, or a trip that is cancelled or interrupted – the right travel insurance is vital. It is important to note though, all travel insurance is not created equal. As a matter of fact some plans are not even real insurance.

TME Travel Insurance offers plans to fit all styles of travel. There are NO infectious disease exclusions – meaning that COVID is covered as any other illness. Most plans cover both domestic and international travel and can be issued for a specific trip or on an annual basis. Certain plans even provide the popular Cancel for Any Reason (CFAR) option and a waiver of the pre-existing condition exclusion.

Underwriter Information


Financial Strength Rating of
A+ (Superior) from AM Best

AM Best rating received 10/17/02 and affirmed 12/22/21

Crum & Forster

Financial Strength Rating of
A (Excellent) from AM Best

AM Best rating received  5/30/95 and affirmed 7/14/21