Medical Evacuation Plan Page - TME Travel Insurance

TME Medical Evacuation plans bring you to your home hospital of choice if you are hospitalized while traveling or residing for an extended period 150 miles or more from home, and your condition warrants a medical transport. Our Medical Evacuation plan does not restrict transport to the ‘Nearest Suitable Facility’.

Limitations of nearest suitable facility transport found in other plans could leave you far from home, in a foreign country, away from your doctors, your healthcare network and away from your family when an evacuation is warranted.

Should you have another travel protection plan, whether through TME Travel Insurance or elsewhere, that provides for a nearest suitable facility transport, we recommend purchasing our premier Medical Evacuation plan as well. Our 24/7 assistance provider will manage your medical evacuation utilizing a highly accredited global network of experienced air ambulance providers to bring you to your home hospital. TME Travel Insurance Plans are designed for today’s traveler, and COVID is covered as any other illness.

MEDICAL EVACUATION COVERAGE	$500,000
Hospital-to-Hospital Air Medical Transport	Included
Ground Ambulance Transport Between Hospitals and Airfields	Included
Transport of Traveling Dependent Children	Included
Visitor Transportation	Included
Return of Stranded Vehicle, RV and Watercraft if Medically Evacuated	$5,000
Transport and Repatriation of Mortal Remains	$50,000

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

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Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana* Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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*Medical Evacuation only plans aren’t available in Indiana. Travel Medical Upgrade plans are available as an alternative option.

Emergency Medical Evacuation (Hospital of Choice)

The Company will pay benefits for Covered Evacuation Expenses incurred, up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, if an Accidental Injury or Sickness commencing during the course of the Trip results in Your necessary Emergency Evacuation. An Emergency Evacuation must be ordered by a Physician who certifies that the severity of Your Accidental Injury or Sickness warrants Your Emergency Evacuation and verified and arranged by the Travel Assistance Company.

Emergency Evacuation means:

(a) Your medical condition warrants immediate Transportation from the Hospital where You are first taken when injured or sick to the nearest Hospital where appropriate medical treatment can be obtained. If elected, Transportation to Your Hospital of choice will begin when You are determined to be stable enough for Transportation. Once You arrive at the Hospital of choice, this coverage ends;

(b) after being treated at a local Hospital, Your medical condition warrants Transportation to where You reside, to obtain further medical treatment or to recover; or

Covered Evacuation Expenses are reasonable and customary expenses for necessary Transportation, related medical services and medical supplies incurred in connection with Your Emergency Evacuation.

All Transportation arrangements made for evacuating You must be by the most direct and economical route possible. Expenses for Transportation must be:

(a) recommended by the attending Physician;

(b) required by the standard regulations of the conveyance transporting You; and

(c) authorized in advance by the Company or its authorized Travel Assistance Company and arranged by the Company’s authorized Travel Assistance Company.

Transportation services are provided if authorized in advance and arranged by the Company or the Company’s Travel Assistance Company and are limited to necessary Economy Fares less the value of applied credit from unused travel tickets, if applicable.

Transportation means any Common Carrier, or other land, water or air conveyance, required for an Emergency Evacuation and includes air ambulances, land ambulances and private motor vehicles.

The Company will not cover any expenses provided by another party at no cost to You, or already included within the cost of the trip

Please see the terms and certificate for your plan’s full list of benefits, limits and exclusions.

Visitor Transportation

If You are traveling alone and are in a Hospital alone for more than seven (7) consecutive days or if the attending Physician certifies that due to Your Accidental Injury or Sickness, You will be required to stay in the Hospital for more than seven (7) consecutive days, upon request the Company will bring a person, chosen by You, for a single visit to and from Your bedside provided that repatriation is not imminent.

Transportation means any Common Carrier, or other land, water or air conveyance, required for an Emergency Evacuation and includes air ambulances, land ambulances and private motor vehicles.

The Company will not cover any expenses provided by another party at no cost to You, or already included within the cost of the trip

Please see the terms and certificate for your plan’s full list of benefits, limits and exclusions.

Transport of Traveling Dependent Children

Transportation of Minor Children: If You are expected to be in the Hospital for more than two (2) days following a covered Emergency Evacuation, or pass away during the Trip, the Company will return Your unattended minor child(ren) (under the age of eighteen (18)) who is/are accompanying You on the scheduled Trip, to the domicile of a person nominated by You or Your next of kin with an attendant if necessary.

Transportation means any Common Carrier, or other land, water or air conveyance, required for an Emergency Evacuation and includes air ambulances, land ambulances and private motor vehicles.

The Company will not cover any expenses provided by another party at no cost to You, or already included within the cost of the trip

If an insured is medically evacuated, an insured traveling companion may be allowed to join the patient on the air ambulance at the sole discretion of the air ambulance provider.

Please see the terms and certificate for your plan’s full list of benefits, limits and exclusions.

Transport and Repatriation of Mortal Remains

The Company will pay up to the Maximum Benefit shown on the Schedule of Benefits for the Covered Repatriation Expenses incurred to return Your body to the United States of America if You die during the Trip. This benefit is provided only if authorized in advance and arranged by the Company or the Company’s Travel Assistance Company.

Covered Repatriation Expenses include, but are not limited to, expenses for embalming, cremation, minimal casket container and transportation.

Transportation means any Common Carrier, or other land, water or air conveyance, required for an Emergency Evacuation and includes air ambulances, land ambulances and private motor vehicles.

The Company will not cover any expenses provided by another party at no cost to You, or already included within the cost of the trip

Please see the terms and certificate for your plan’s full list of benefits, limits and exclusions.

Return of Stranded Vehicle, RV and Watercraft if Medically Evacuated

If You suffer an Accidental Injury or Sickness while on the Trip that results in Hospitalization and the attending Physician advises You against driving Your vehicle home, the Company will pay the charges imposed up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits, to return the unattended vehicle to Your Home. This coverage is only afforded to non-commercial vehicles. Vehicle transport services is limited to the US, Mexico and Canada.

Transportation means any Common Carrier, or other land, water or air conveyance, required for an Emergency Evacuation and includes air ambulances, land ambulances and private motor vehicles.

The Company will not cover any expenses provided by another party at no cost to You, or already included within the cost of the trip

Please see the terms and certificate for your plan’s full list of benefits, limits and exclusions.

Hospital-to-Hospital Air Medical Transport

Emergency Evacuation means:

(b) after being treated at a local Hospital, Your medical condition warrants Transportation to where You reside, to obtain further medical treatment or to recover; or

Covered Evacuation Expenses are reasonable and customary expenses for necessary Transportation, related medical services and medical supplies incurred in connection with Your Emergency Evacuation.